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5 Tips for Getting the Most of Your Worker’s Compensation Claim

If you or someone you know is injured at work due to someone else’s negligence then it is important to understand your legal rights and responsibilities. After an injury, without a worker’s comp claim it can be difficult to make ends meet. There had been many cases like the water contamination lawsuit in Camp LeJeune that cost the lives of many people. Many were not able to receive compensation because they didn’t know how to file a claim. 

Many injured workers make costly mistakes during the process because they are unaware of how to get the most out of their claims.

Here are some tips to help you file a successful claim for your work injury.

Report Your Injury 

The first and most important thing to do is to immediately report your work injury to your manager or boss. Workers are required to give notice of their injury within a certain deadline which varies among states. If by chance you miss the deadline, you may lose your right to collect benefits. 

You will need to file for a worker’s compensation claim within a certain date so you can proceed with other details related to it. 

Get Medical Treatment 

Some workers avoid going to the doctor for fear of medical bills that tend to be expensive. While this should not be the case, as it can adversely affect your claim. Seek treatment as soon as possible. It will help you recover faster and help document your injuries and physical restrictions.

If you delay your treatment, the insurance company could say that your injuries were not as serious as you implied they were. 

Understand Your Benefits

Before you file for your claim, you should understand worker’s comp benefits so that you can receive full compensation if you fall under a certain category. 

Even though it may vary among states, the following benefits are typically available:

  • For temporary disability benefits, you are paid while you are off work and still recovering.
  • For permanent disability benefits, compensation is received for lasting physical impairments. 
  • Compensation for your travel to and from doctor’s appointments.
  • Medical care for your injuries.

Keep Detailed Medical and Work Records

You need to gather evidence and keep the documents safe. Also make copies of the paperwork that you will need including work restrictions, a letter from your employer and insurance company, and an accident report.

Your doctor will create a medical record documenting your treatment and how it affects your work routine. All these documents are necessary for getting your work comp claim approved and paid.

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Hire a Lawyer

Even though we talked about the necessary steps, it is not so easy to gather evidence and go against your employer in case he or she doesn’t cooperate. So you need to hire a competent lawyer like a mesothelioma claim lawyer in case you got exposed to asbestos during work. 

You may get denied your benefits or your request may be ignored. With the help of a competent lawyer, you can achieve maximum compensation for your injuries. 

 

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